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In the wave of the integration of global payments and blockchain technology, Huma Finance is gradually becoming the focus of attention in the industry. The project has successfully completed a financing of 38 million USD, attracting well-known investors including HashKey and the Stellar Foundation.
The innovation of Huma Finance lies in its unique 'on-chain cash flow' model. This model allows payment companies to provide advance payment services for merchants to receive daily collections, which are funded by investors (LP). When merchants repay, the earnings are directly distributed to the investors' wallets, creating a brand new revenue distribution mechanism.
Currently, Huma Finance offers investors two ways to participate: the Classic model promises a stable return of over 10% annually, while the Maxi model provides investors with the opportunity to earn airdrop points. Additionally, investors can trade the LP token PST on the Jupiter platform, ensuring liquidity for their investments.
It is worth noting that Huma Finance is engaged in deep cooperation with the cross-border clearing platform Arf. Meanwhile, there are rumors in the industry that VISA is piloting Huma's real-time settlement function, which will undoubtedly greatly enhance its influence in the payment field.
Analysts point out that the model of Huma Finance has opened the door for ordinary investors to directly participate in global payment dividends, which was previously unimaginable. With the deepening application of blockchain technology in the financial sector, Huma Finance is likely to become one of the most promising projects in the blockchain industry in the coming years.
However, investors still need to carefully assess the risks. Although Huma Finance shows great potential, the long-term success of the project in the rapidly evolving Blockchain industry still requires the test of time. Investors should closely monitor the subsequent developments of the project and changes in the regulatory environment to make informed investment decisions.